Comments on: Listening to Dave Ramsey http://www.financialfruition.com/listening-to-dave-ramsey/4 a personal finance experience Thu, 02 Feb 2012 14:52:45 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: JLP http://www.financialfruition.com/listening-to-dave-ramsey/4/comment-page-1#comment-4 JLP Wed, 17 Aug 2005 23:00:00 +0000 http://www.financialfruition.com/?p=4#comment-4 I'm not a Dave Ramsey fan myself. I agree that a person should not have credit card debt and automobile debt. However, I also think debt can be used as a tool. My church just finished up a Financial Peace University. The box of stuff was $90. That's a pretty big chunk of change. Although I didn't attend the series, I had several people tell me that it was pretty good. Of course most of these people hadn't really thought about this stuff before. Dave Ramsey is a business man. He has figured out a way to profit on other people's stupidity. I’m not a Dave Ramsey fan myself. I agree that a person should not have credit card debt and automobile debt. However, I also think debt can be used as a tool.

My church just finished up a Financial Peace University. The box of stuff was $90. That’s a pretty big chunk of change. Although I didn’t attend the series, I had several people tell me that it was pretty good. Of course most of these people hadn’t really thought about this stuff before.

Dave Ramsey is a business man. He has figured out a way to profit on other people’s stupidity.

]]> By: Financial Fruition http://www.financialfruition.com/listening-to-dave-ramsey/4/comment-page-1#comment-3 Financial Fruition Wed, 17 Aug 2005 15:45:00 +0000 http://www.financialfruition.com/?p=4#comment-3 Nice catch, my payment per year was off in the calculation. I was calculating what the FV of $8.95 a YEAR was for 30 years at 8%, not the FV of $8.95 a month ($107.40 a YEAR) was for 30 years at 8%. Nice catch, my payment per year was off in the calculation. I was calculating what the FV of $8.95 a YEAR was for 30 years at 8%, not the FV of $8.95 a month ($107.40 a YEAR) was for 30 years at 8%.

]]> By: nickel http://www.financialfruition.com/listening-to-dave-ramsey/4/comment-page-1#comment-2 nickel Wed, 17 Aug 2005 00:07:00 +0000 http://www.financialfruition.com/?p=4#comment-2 I think your math is a bit off. $8.95/month for 30 years = $3,222 before factoring in the 8% growth. Or maybe you were just figuring the value of one year's contributions at the end of thirty years? -- <a HREF="http://www.fivecentnickel.com/" rel="nofollow">fivecentnickel.com</A> I think your math is a bit off. $8.95/month for 30 years = $3,222 before factoring in the 8% growth. Or maybe you were just figuring the value of one year’s contributions at the end of thirty years?
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fivecentnickel.com

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