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	<title>Comments on: Smoking is The Devil!</title>
	<atom:link href="http://www.financialfruition.com/smoking-is-the-devil/22/feed" rel="self" type="application/rss+xml" />
	<link>http://www.financialfruition.com/smoking-is-the-devil/22</link>
	<description>a personal finance experience</description>
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		<title>By: Financial Fruition</title>
		<link>http://www.financialfruition.com/smoking-is-the-devil/22/comment-page-1#comment-17</link>
		<dc:creator>Financial Fruition</dc:creator>
		<pubDate>Sat, 10 Sep 2005 14:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialfruition.com/?p=22#comment-17</guid>
		<description>Right on mbh, I did calculate this amount in &lt;a HREF=&quot;http://financialfruition.blogspot.com/2005/08/back-from-long-weekend-gas-prices-and.html&quot; rel=&quot;nofollow&quot;&gt;this post&lt;/A&gt;.  In it I said the following, &quot;The FV of my smoking habit if put away for 30 years at 8% a year is $194,393.99!!!!&quot;

Anon 1, you a quite a motivator.</description>
		<content:encoded><![CDATA[<p>Right on mbh, I did calculate this amount in <a HREF="http://financialfruition.blogspot.com/2005/08/back-from-long-weekend-gas-prices-and.html" rel="nofollow">this post</a>.  In it I said the following, &#8220;The FV of my smoking habit if put away for 30 years at 8% a year is $194,393.99!!!!&#8221;</p>
<p>Anon 1, you a quite a motivator.</p>
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		<title>By: mbhunter</title>
		<link>http://www.financialfruition.com/smoking-is-the-devil/22/comment-page-1#comment-16</link>
		<dc:creator>mbhunter</dc:creator>
		<pubDate>Fri, 09 Sep 2005 07:47:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialfruition.com/?p=22#comment-16</guid>
		<description>David Bach uses smoking as a &quot;Latte Factor(TM)&quot; type expense.  You know, $3/day means that if you invested that at 4% you&#039;d have an extra 11 gazillion dollars over the next 47 years or something like that.  Use the extra money as an extra motivator to quit.</description>
		<content:encoded><![CDATA[<p>David Bach uses smoking as a &#8220;Latte Factor(TM)&#8221; type expense.  You know, $3/day means that if you invested that at 4% you&#8217;d have an extra 11 gazillion dollars over the next 47 years or something like that.  Use the extra money as an extra motivator to quit.</p>
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		<title>By: Anonymous</title>
		<link>http://www.financialfruition.com/smoking-is-the-devil/22/comment-page-1#comment-15</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 01 Sep 2005 19:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialfruition.com/?p=22#comment-15</guid>
		<description>The discomfort of quitting is a lot easier than dying of cancer.</description>
		<content:encoded><![CDATA[<p>The discomfort of quitting is a lot easier than dying of cancer.</p>
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		<title>By: The CynicalDoctor</title>
		<link>http://www.financialfruition.com/smoking-is-the-devil/22/comment-page-1#comment-14</link>
		<dc:creator>The CynicalDoctor</dc:creator>
		<pubDate>Tue, 30 Aug 2005 22:03:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialfruition.com/?p=22#comment-14</guid>
		<description>All the best. I am quitting myself in a weeks&#039; time.
I agree with you, setting a date after &quot;events&quot; is a good idea. My quit date coincides with the end of the shool holidays!
The biggest incentive for me is financial. I cannot even dare to calculate how much money I have &lt;I&gt;burned&lt;/I&gt; during my years as a smoker.
Quit 10 years ago as well and was &quot;free&quot; for 3 years. Should never have started again!!
Regrets, regrets ....</description>
		<content:encoded><![CDATA[<p>All the best. I am quitting myself in a weeks&#8217; time.<br />
I agree with you, setting a date after &#8220;events&#8221; is a good idea. My quit date coincides with the end of the shool holidays!<br />
The biggest incentive for me is financial. I cannot even dare to calculate how much money I have <i>burned</i> during my years as a smoker.<br />
Quit 10 years ago as well and was &#8220;free&#8221; for 3 years. Should never have started again!!<br />
Regrets, regrets &#8230;.</p>
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		<title>By: Anonymous</title>
		<link>http://www.financialfruition.com/smoking-is-the-devil/22/comment-page-1#comment-13</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 30 Aug 2005 21:26:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialfruition.com/?p=22#comment-13</guid>
		<description>I wish you well, but it&#039;s incorrect thinking to say &quot;at this date/time/event I&#039;ll really quit&quot;.

Success starts today, it starts now, it starts in your mind. 

If &lt;B&gt;you&lt;/B&gt; decide to quit, make it so. No excuses, no &quot;when the time is right&quot;.

Throw them away, now. And don&#039;t go back, don&#039;t give in the craving, don&#039;t say &quot;just this one&quot;. 

Decide to &lt;B&gt;be&lt;/B&gt; non-smoker, and make it so. There is no easy way.

Believe me, I know. 7 years ago, watching my wife&#039;s mother die of throat cancer was the change. I won&#039;t put my wife through that torture again.

In the end, there is no easy way to do this. It&#039;ll hurt, you&#039;ll feel like shit, you&#039;ll be cranky, pissed, etc. But you are NOT your smoking. 

And as this is a financial forum, look at how much money you&#039;ll save! 

Best of luck.
-f-</description>
		<content:encoded><![CDATA[<p>I wish you well, but it&#8217;s incorrect thinking to say &#8220;at this date/time/event I&#8217;ll really quit&#8221;.</p>
<p>Success starts today, it starts now, it starts in your mind. </p>
<p>If <b>you</b> decide to quit, make it so. No excuses, no &#8220;when the time is right&#8221;.</p>
<p>Throw them away, now. And don&#8217;t go back, don&#8217;t give in the craving, don&#8217;t say &#8220;just this one&#8221;. </p>
<p>Decide to <b>be</b> non-smoker, and make it so. There is no easy way.</p>
<p>Believe me, I know. 7 years ago, watching my wife&#8217;s mother die of throat cancer was the change. I won&#8217;t put my wife through that torture again.</p>
<p>In the end, there is no easy way to do this. It&#8217;ll hurt, you&#8217;ll feel like shit, you&#8217;ll be cranky, pissed, etc. But you are NOT your smoking. </p>
<p>And as this is a financial forum, look at how much money you&#8217;ll save! </p>
<p>Best of luck.<br />
-f-</p>
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